Coverage Plans for Every Driver

Protects the covered driver when an at-fault party carries no insurance or insufficient coverage to cover the full cost of damages.

• Bodily injury protection when other driver is uninsured
• Underinsured motorist coverage options
• Hit-and-run accident protection

Handles damage caused by events outside of collisions, including theft, weather events, fire, and falling objects.

• Vehicle theft and attempted theft damage
• Weather-related damage (hail, floods, storms)
• Fire damage and vandalism

Covers the difference between what a vehicle is worth at the time of a total loss and what is still owed on a loan or lease.

• Ideal for leased or financed vehicles
• Bridges the gap between ACV and loan balance
• Avoids out-of-pocket payoffs after total loss

Covers repair or replacement costs when a covered vehicle is damaged in a collision with another vehicle or a stationary object.

• Single and multi-vehicle accidents
• Damage from rollovers and road hazards
• Applies regardless of fault in most cases

Covers medical expenses for the driver and passengers following an accident, regardless of who caused the incident.

• Hospital and emergency care costs
• Applies to all occupants of the covered vehicle
• Covers treatment regardless of fault

Covers bodily injury and property damage to others when the covered driver is at fault in an accident.

• Third-party medical expense coverage
• Property damage to other vehicles
• Legal expense assistance when required